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Terms & Conditions for Sowaan products and services

These terms and conditions explain how you may use sowaan.com and the products and services of Sowaan (Private) Limited, and which terms apply when you buy from us.

Last updated 16 October 2026 Governing law: Pakistan Signed agreements apply first
Clear terms
At a glance

The terms in brief

A short summary of key points. The full terms and conditions below are what apply.

Which terms apply

A signed agreement, statement of work, order form or accepted quotation applies first, then the product’s own terms, then these terms.

Your account

You are responsible for keeping your login details safe, for the accuracy of your information and for activity under your account.

Quotations and prices

Business prices are given in a written quotation or order form. Consumer prices sold online, such as Nikkup, are shown before you pay.

Delivery and refunds

Delivery is explained in our Shipping Policy; cancellations and refunds are explained in our Refund Policy.

Confidentiality

We keep customer business information confidential as agreed in our contracts. Personal data is covered by our Privacy Policy.

Changes to these terms

We may update these terms. The date at the top shows the latest version; changes do not affect agreements already signed.

Quick reference

Key topics in these terms

The main areas the terms and conditions cover, each restated from the full text.

Who we are

Sowaan (Private) Limited, a company registered in Pakistan with its head office at 801 Mehdi Tower, Shahrah-e-Faisal, Karachi.

Using our services

Do not misuse our website, products or services, for example by attempting unauthorised access, sending malware or spam, scraping data or acting unlawfully.

Payments

Business customers pay as set out in their quotation, agreement or invoice. Online payments go through licensed providers and app stores; Sowaan does not store full card numbers.

Intellectual property

Content and trademarks such as Sowaan, Nikkup, SowaanERP, Shifline and HatifOne belong to Sowaan or its licensors.

Warranties and liability

Warranties, service levels and limits of liability are those set out in the applicable agreement or product terms.

Governing law

Unless a signed agreement or product terms say otherwise, the laws of Pakistan apply and the courts at Karachi have jurisdiction.

Full policy

Terms & Conditions: full text

The complete terms for sowaan.com and Sowaan products and services.

Last updated: 16 October 2026

These Terms & Conditions apply to the use of sowaan.com and to the products and services provided by Sowaan (Private) Limited (“Sowaan”, “we”, “us”), a company registered in Pakistan with its head office at 801 Mehdi Tower, Shahrah-e-Faisal, Karachi 75150, Pakistan. By using this website or buying from us, you agree to these terms.

1. Our products and services

Sowaan builds and operates its own software products and provides technology services:

  • Nikkup: a Muslim marriage app (nikkup.com).
  • SowaanERP: cloud ERP for small and mid-sized businesses (sowaanerp.com).
  • Shifline: shift and workforce management software (shifline.com).
  • HatifOne: call-centre and digital PBX software (hatifone.com).
  • Sowaan Workspaces: co-working spaces, offices and meeting rooms in Karachi (sowaanworkspaces.com).
  • Consulting and IT services: ERP consultancy and implementation (including Microsoft Dynamics, Oracle, SAP and Odoo), application development, IT infrastructure, cloud and cyber-security services.

2. Which terms apply (order of precedence)

  1. A signed agreement, statement of work, order form or accepted quotation between you and Sowaan applies first.
  2. The product’s own terms apply next. For Nikkup these are the Nikkup Terms of Service, together with its Privacy, Refund and Shipping & Delivery policies.
  3. These Terms & Conditions apply to everything else, including your use of sowaan.com.

3. Accounts

Some products require an account. You are responsible for keeping your login details safe, for the accuracy of the information you provide and for activity under your account. Tell us promptly at info@sowaan.com if you believe your account has been misused.

4. Quotations, orders and prices

  • Prices for business products and services are given in a written quotation or order form and are valid for the period stated there.
  • Prices for consumer services sold online (such as Nikkup) are shown before you pay, in your local currency where available.
  • Applicable taxes are charged as required by law and shown on the quotation, invoice or receipt.

5. Payments

  • Business customers pay by the method and on the schedule set out in their quotation, agreement or invoice (for example bank transfer).
  • Online payments are processed by licensed third-party payment providers and app stores. Card and wallet details are entered on the provider’s secure page; Sowaan does not store full card numbers.
  • Where payment is overdue under an agreement, we may suspend the related service after giving notice, as set out in that agreement.

6. Delivery and refunds

How each product or service is delivered is explained in our Shipping Policy. Cancellations and refunds are explained in our Refund Policy.

7. Acceptable use

You agree not to misuse our website, products or services, including by attempting to gain unauthorised access, interfering with their operation, sending malware or spam, scraping data, or using them for anything unlawful. We may suspend access that puts our systems, customers or users at risk.

8. Intellectual property

The content of sowaan.com and our products (software, text, designs, logos and trademarks such as Sowaan, Nikkup, SowaanERP, Shifline and HatifOne) belongs to Sowaan or its licensors. You may not copy, modify or redistribute it except as allowed by law or by a written licence from us. Third-party names and logos (for example Microsoft, Oracle, SAP and Odoo) belong to their respective owners and are used only to describe our services.

9. Third-party software and links

Some solutions include third-party software or cloud services, which are also subject to their providers’ licence terms. Links to other websites are provided for convenience; we are not responsible for their content or policies.

10. Confidentiality and personal data

We keep customer business information confidential as agreed in our contracts. How we handle personal data is explained in our Privacy Policy and, for Nikkup, in the Nikkup Privacy Policy.

11. Warranties and liability

Information on sowaan.com is provided for general guidance and may change. Warranties, service levels and limits of liability for products and services are those set out in the applicable agreement or product terms. Nothing in these terms limits any right you have under the law that cannot be limited.

12. Changes to these terms

We may update these terms from time to time. The date at the top shows the latest version; changes do not affect agreements already signed.

13. Governing law

Unless a signed agreement or product terms say otherwise, these terms are governed by the laws of Pakistan and the courts at Karachi have jurisdiction.

14. Contact

Sowaan (Private) Limited, 801 Mehdi Tower, Shahrah-e-Faisal, Karachi 75150, Pakistan · info@sowaan.com · +92 321 2897837. Our offices in Lahore, Riyadh, Dubai, Muscat, Doha, Khartoum, New Jersey, Filderstadt and London are listed on our Contact page.

Privacy Policy · Refund Policy · Shipping Policy

FAQ

Questions about our terms

If I have signed an agreement with Sowaan, which terms apply?

A signed agreement, statement of work, order form or accepted quotation between you and Sowaan applies first. The product’s own terms apply next, and these Terms & Conditions apply to everything else.

Does Sowaan store my card details?

No. Online payments are processed by licensed third-party payment providers and app stores, and card and wallet details are entered on the provider’s secure page. Sowaan does not store full card numbers.

How are business products priced?

Prices for business products and services are given in a written quotation or order form and are valid for the period stated there. Applicable taxes are shown on the quotation, invoice or receipt.

What should I do if my account has been misused?

Tell us promptly at info@sowaan.com if you believe your account has been misused.

Which law governs these terms?

Unless a signed agreement or product terms say otherwise, these terms are governed by the laws of Pakistan and the courts at Karachi have jurisdiction.

Can these terms change?

We may update these terms from time to time. The date at the top shows the latest version, and changes do not affect agreements already signed.

Legal

Related policies

Refund Policy

How cancellations and refunds work for each product and service.

Shipping & Delivery Policy

How digital services, software, bookings and IT services are delivered.

Privacy Policy

What personal data we collect, how we use it and who we share it with.

Services & pricing

How our products and services are priced, from quotations to Nikkup plans.

Questions about these terms?

Write to info@sowaan.com or call +92 321 2897837 and our team will help.